With Otto logo

Otto transforms bank reconciliation from tedious to effortless

Transform reconciliation from a drain on talent to an efficient, automated process. Our AI helps your team deliver more value to clients.

*Well, this is refreshing: no catches, no limits, and no card required.

I'm ready to help with all your clients for a full month.

Bank rules reconciled

12,494 in last 30 days

SmartMatches reconciled

1,667 in last 30 days

SmartMatch error rate

1.85% of matched transactions over last 60 days

Last updated 14 February 2025

Otto: A friendly gentleman with a round face, bushy eyebrows and moustache, and rosy cheeks

Meet Otto, your reconciliation partner

I understand the satisfaction of perfectly balanced books—and the frustration when things don't quite add up. That's why I use my machine learning capabilities to handle the tedious matching while you focus on what matters most: growing your practice and supporting your clients.

How Otto transforms your practice

Transform your practice's reconciliation process with Otto, your intelligent bookkeeping assistant. Using advanced machine learning, Otto handles the time-consuming task of transaction matching, letting you focus on providing higher-value services to your clients. Whether you manage a handful of clients or hundreds, Otto scales with your practice while maintaining exceptional accuracy.

Intelligent Matching

Otto learns each client's unique reconciliation patterns through advanced machine learning, consistently achieving over 98% accuracy in transaction matching.

Accuracy Assured

Otto only processes transactions when highly confident, flagging uncertain matches for your review while handling routine reconciliations automatically.

Guided Learning

Your expertise helps Otto grow smarter. When you guide Otto on an uncertain transaction, he automatically applies that knowledge to similar future matches.

Real-Time Monitoring

Track Otto's performance across your client base through our intuitive portal, with detailed analytics showing reconciliation progress and accuracy.

Unique to Each Client

Otto creates a unique reconciliation model for each client, adapting to their specific clients, suppliers, and bank transactions.

Secure Access

Add Otto to your practice through Xero HQ using the same secure access management you use for staff members, maintaining full control over client access.

Headshot of Kathryn Frimond

All I can say is that my mind is blown!

I've been using Otto as part of my bookkeeping practice [since July 2024], and all I can say is that my mind is blown! Without realising, I'd been under-utilising bank rules in Xero. I now have around 10x more set up, and even better - Otto reconciles them before I even get to the office! Now the team have integrated SmartMatch, so much more of my bookkeeping can be done while I sit on the beach.

Headshot of Linda Booth

It's another pair of hands that I didn't know was needed

What can I say about Otto? As an accountant offering bookkeeping services, this nifty little bit of software has saved me time. How? Well, it's recognised all the bank rules in Xero, and just dealt with them. It's popped on each morning and just got on with it. Marvellous! It's another pair of hands that I didn't know was needed.

It was a surprise to me to see that he worked so well for my membership client, I barely check in now. And it very nicely flags up how much time I was spending previously.

Headshot of Jenny Bowden FCCA ACA

Otto is a game-changer

I can’t recommend Otto highly enough for anyone looking to streamline their bookkeeping processes! Since incorporating Otto into my workflow, reconciling my Xero bank transactions has become significantly faster and more efficient.

If you're looking for a tool to enhance your productivity and take the stress out of bank reconciliations, Otto is a game-changer.

Let Otto handle your reconciliation workload, whatever your practice size

Otto is here to automate your daily reconciliation tasks with machine learning precision. You'll get all premium features, unlimited clients, and full support from day one.

Credits are shared across all your clients, helping smooth out those monthly and seasonal variations in transaction volume.
Plan Price Included credits Price per credit
Plan A Solo
£25.00
100
£0.25
Plan B
£52.50
250
£0.21
Plan C Most popular
£100.00
500
£0.20
Plan D
£190.00
1,000
£0.19
Plan E
£297.50
1,750
£0.17
Plan F
£400.00
2,500
£0.16
Plan G
£750.00
5,000
£0.15
Plan H Enterprise
£1400.00
10,000
£0.14

All prices exclude VAT

Want to calculate your monthly costs? Download our pricing spreadsheet to see exactly how much Otto will cost to work with your clients.

Frequently asked questions

What does a credit get me?
Can credits be carried over?
What happens if I need more credits mid-month?
How can I manage credit usage across different clients?

Have more questions? Read our full FAQs